Every financial institution. One core.
Solenta builds end-to-end financial software: banking, payments, insurance, capital markets and the public sector meet on a single configurable core — every institution type delivered as a configuration of the same platform, not a separate system.
- 17
- Institution types, one platform
- 1
- Configurable core
- Config
- Configuration over code
- API
- API-first · real-time · cloud
Three product families. One platform.
From the ledger to the mobile app, from municipal finance to national e-government — the whole stack ships from the same core.
Core Banking & Platform
The universal core that runs every institution type — with the ledger, the product factory and the real-time engine underneath.
- Universal Core Banking
- Unified Financial Platform
- 17 institution types · one core
- Product Factory
- Universal Ledger
- Customer 360 & real-time core
- API-first · event-driven
Payments & Digital Channels
Everything between the customer and the core: wallets, gateways, aggregation, PayFac and the mobile experience.
- Digital wallet
- Payment gateway
- Payment aggregator
- Payment Facilitator (PayFac)
- Mobile banking app
- Design system & component library
- Tokenization · QR · contactless
Public & Enterprise Solutions
The same platform discipline applied to the state: municipal finance, e-government and federated integration.
- Municipal banking (public finance)
- National e-government platform
- Federated integration layer (X-Road)
- Identity & verification
- Compliance, reporting & audit
- AI-assisted development & delivery
- Cloud-native & resilient architecture
Configuration over code: a new institution is not a new system — it is a new configuration of the same core.
A bank, an e-money licence, an insurer and a municipality share most of their financial machinery. Solenta builds that machinery once — ledger, products, customers, limits, accounting — and expresses each institution type as configuration on top. The result: months instead of years to launch, and one platform to operate instead of seventeen.
Built like infrastructure, delivered like a product.
The platform's engineering principles hold across every product family.
- Universal Core Banking
- One core engine covering deposits, credits, payments and accounting for every institution type.
- Unified Financial Platform
- Banking, payments, insurance and capital markets on shared services instead of parallel stacks.
- Product Factory
- New financial products assembled from configurable building blocks — launched in days, not release cycles.
- Universal Ledger
- A single source of financial truth: every account, every movement, every currency on one ledger.
- Customer 360 & real-time core
- One customer view across products and channels, on a core that posts and answers in real time.
- API-first · event-driven
- Every capability is an API; every change is an event. Integration is the default, not a project.
Where it runs
One core. Your institution's configuration.
Tell us where you are: a new licence, a core renewal, a payments product or a public-sector platform. We answer in plain language, not slideware.